12 Mar 2010 8:31 AM
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Colonial Life & Health
Colonial Fiji Life Ltd was established in Fiji in 1876 and pioneered the life insurance industry in Fiji.
In 1990, Colonial Fiji Ltd acquired Blue Shield (Pacific) Insurance Ltd to enter the health care market as Colonial Health Care.
In 1994, Colonial bought National Mutual strengthening its life insurance business.
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Life & Health
Bula Flexi
There are ways to give you that extra protection you may need from time to time.

Bula Flexi can provide you with just that! It offers a high level of protection for you and your family or business with an affordable premium.

Bula Flexi is a term insurance that is renewable annually and convertible to a suitable permanent savings or protection plan.

Bula Flexi Benefits
  • It has greater flexibility to meet your plans and needs
  • Guaranteed protection from 18 years of age next birthday to age 70
  • Convertible to a suitable permanent savings or protection plan
  • It can be used to add value to your Bula Life or Bula Saver Flexi plans
  • The minimum initial sum insured is $50,000
  • Pays out the sum insured on the death of the life insure

Premium Options

Stepped Up Premium

Premiums increase each year in accordance with the age of the life insured to retain the Sum Insured at policy commencement date.


Level Premium Your premium will remain the same each year but the sum insured will reduce annually at each policy anniversary date in accordance with the attained age of the life insured.

Attachable Benefits
Enjoy added benefits to your Bula Flexi plan at a minimal cost with these benefits:
  • Accidental Death Benefit
This benefit provides an additional sum insured to your Bula Flexi plan and it is paid out if the life insured dies in an accident.
  • Total and Permanent Disability Benefit
Provides for an advance payment if the life insured becomes "totally and permanently disabled" and is unable to work ever again as a result.
  • Critical Illness
Provides for the advance payment in the event that the life insured is diagnosed to be suffering from a defined Critical Illness.

How to apply
Click here to download a Life Insurance Application form or call 132 888 to contact your Life & Health Insurance Agent. Alternatively, you can also click here to contact or visit your nearest Life & Health Insurance Sales Office.

Note: information in this web page is not legally binding. All details however are outlined in the Insurance Policy Document. *Terms and conditions apply